Merit is the enjoyment of wisdom; with wisdom, one can eliminate karma. Eradicating the view of self (satkāya-dṛṣṭi-prahāṇa) and seeing the mind will eliminate the karma leading to the three evil destinies. Wisdom-based repentance also has merit and can eliminate karma. The growth of wisdom during the process of cultivation can all eliminate karma to varying degrees; when unwholesome karma is exhausted, one attains buddhahood.
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